Overview
This Business Support Specialist II (Credit Analysis) supports the Bank’s commercial and business lending activities by providing Moody’s financial spread reports for commercial and business customers and prospects.
Works directly with individuals to address issues and respond to inquiries.
Identifies discrepancies in accounts or data, coordinating with other parties to implement process enhancements.
Facilitates workflow and ensures client satisfaction through the handling, processing, and servicing of requests.
May occasionally guide less experienced specialists.
Responsibilities
Job Responsibilities:
Supports the Bank’s business and commercial banking activities by providing financial spread reports for business and commercial customers and prospects.
Receive, evaluate, and spread appropriate financial statement data into spreading software.
Interpret and understand personal and business financial data found in financial statements, CBI reports, personal tax returns, accounting and tax changes and notes to financial statements in order to transfer information appropriately in the spreading software.
Request any additional information needed to complete the work requests in accordance with servicing requirements and Bank guidelines.
Assist field associates, analysts and underwriters with industry information (NAICS Codes, RMA comparisons, etc).
May also support the lending activities of the agribusiness and governmental lending channels.
Qualifications
Basic Qualifications:
Bachelor's Degree in business administration, finance, accounting, or economics.
OR
High School Diploma or GED and 4 years of experience in Credit
Accounting experience.
Understanding of Business and Commercial lending.
Must have strong understanding of financial principles & concepts and good understanding of business legal structures.
Attention to detail, computer skills, and communication skills.
Preferred Qualifications:
Moody's experience
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